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Last year, $400 million in tax benefits went unclaimed by parents of school children for education expenses. This year, parents are being urged to keep their receipts for tax time to alleviate the financial burden that back to school expenses place on many parents. The Australian governments Education Tax Refund (ETR) scheme provides up to 50% back on a range of childrens school expenses for both primary and senior school students.
With a need for new school books, textbooks, uniforms and other equipment, the back-to-school period puts on a strain on many parents purse strings. So make sure you understand how you can claim back up to 50% of your childs education expenses come tax time.
-What can I claim? Under the ETR, parents can claim on education expenses including home and personal laptops, computer related equipment, internet connections, computer repairs, educational computer software, school textbooks, learning related texts, and stationary. For a comprehensive list on what is claimable see .
-What is the maximum amount I can claim? For the 201011 financial year, the maximum amount you can claim is $794 of expenses for primary school children, receiving a maximum refund of $397. For secondary school children you can claim $1,588 in expenses receiving a maximum refund of $794 per child.
-What about school uniforms? Kids school uniforms purchased after July 1 2011 will for the first time be included in the ETR. Parents will be able to claim on uniform costs for the 2011-12 financial year.
-NB: To claim money back on education expenses, parents must keep their receipts in order to calculate your refund and to have them on hand as proof of purchase.
The ETR is the governments way of helping with the costs of educating children, so make sure you make the most of this tax-refund scheme. Youll halve the costs of textbooks, computers and in the future Australian school uniforms, which will relieve the financial burden of educating your children.
Are you keeping your receipts?
Implementing an efficient telephone system can definitely improve the way you communicate with your customers and business associates. Small business telephone systems are a great option for budding business enterprises to maintain effective communication.
Convey a Professional Business Image
Repeated breakdown in your communication system and improper call management can adversely affect your business image. Small business telephone systems offer organized call management and professional business communication. The enhanced communication experience that they offer would certainly attract more customers and enhance your sale leads and revenue. These phone systems come with high-tech call handling features including find-me/follow-me call forwarding, call conferencing, music on hold, voicemail, fax to email, voice to email and more.
The auto attendant receives calls in a professional manner and is programmed to transfer them to extensions, mailboxes, call queues, groups and conference rooms, as directed by the caller. The virtual receptionist manages several calls arriving at the same time with incredible efficiency.
Manage your Business from Distant Locations
Business establishments with more than one office and/or a mobile workforce benefit a lot from this small office telephone system. The advanced call forwarding feature routes calls to landline numbers or cell phones configured as extensions. Your business can be easily administered from other locations and you can stay connected to your clients and workforce all the time. Using a broadband connection like DSL, Cable or FIOS, your mobile workers can become an extension of your business PBX phone system.
Powerful Voicemail System
Modern small business telephone systems minimize the odds of missing calls and messages. Unanswered calls are instantly routed to the voicemail system, so that the callers can leave voice messages. This facility helps focus on core tasks without worrying about not taking customer calls during busy business hours. Voice messages are forwarded to your email account as audio file attachments. Whenever a new message arrives in your mailbox, it is promptly alerted on your cell phone.
With these diverse capabilities, small business telephone systems facilitate effective communication with your business clients. To enjoy all the benefits of these phone systems, it is important to get the service from dependable providers. This would assure the smooth functioning of the system, structured services and advanced PBX features at reasonable monthly charges.
Elizabeth Whelan, President of the American Council on Science and Health (ACSH) posted a great entry on ACSHs Health Facts and Fears blog on the growing attempts by activist groups to convince the EPA to ban atrazine due to cancer claims and other health concerns.
Atrazine is one of the most widely used herbicides in the world. It helps farmers fight weeds on corn, sugar cane and other crops, leading to dramatic increases in crop yields. Without it, our food supply would be in jeopardy. Activists want the public to believe that atrazine causes cancer and birth defects, but its simply not true. Whelan writes:
“Atrazines health and safety record is stellar. The Safe Drinking Water Act requires monitoring for a multitude of chemicals, including atrazine. Levels of atrazine in U.S. waters are well within the federal lifetime drinking water standard a level containing a 1,000-fold safety buffer. The Environmental Protection Agency in 2006 completed a 12-year review involving 60,000 different studies and concluded that the current use of atrazine poses “no harm” to the general population infants, children and adults. According to this same regulatory agency (which oversees pesticide use) atrazine is “one of the most closely examined pesticides in the marketplace.”
Whelan points out that many activists are not willing to accept this assessment and were able to cast doubts upon the issue with the EPA. As a result, last fall the EPA announced it would initiate a re-re-re-evaluation of atrazine and health. These activists will not be happy until the EPA bans this herbicide, which would then open the door for activists to attack more chemicals, claiming they are unsafe.
Finally, Whelan points to the media for “scaring” the public into thinking that these “chemicals” are unsafe and that the manner in which they are evaluated should be changed:
“Many of the recent media chemical scares, like the two hour “toxic” presentation on CNN, argue that a) there are tens of thousands of “chemicals” out there; and b) the current government policy, assuming these chemicals are safe until contrary evidence was presented, must be reversed so that a chemical is considered hazardous until it is “proven safe.” But how do you prove something to be safe? Its like trying to prove a negative it cant be done. The example of atrazine with decades of safe use, thousands of studies that found no harm to humans and years of getting a green light from EPA (which is not known for understating chemical risks) leaves us with the question: After all these evaluations and years of use, if atrazine doesnt meet the criteria for “safety,” what chemical possibly could?”
No one knows learning better than a teacher. But what if youve got your teaching degree and even a job teaching? Is that enough? Like their counterparts in almost any field, teachers know that the higher the levels of education, the better are the opportunities for advancement, job security and a higher salary. But when are you supposed to do all that? Specialized online masters degree programs in education can really give your career a boost, without forcing you to drive back to the old college campus for two more years.
The biggest question may be just which area of education do you wish to specialize in. There are a wealth of booming careers in education for which demand will continue to grow over the next 10 to 20 years and the best of them definitely require a masters degree.
Special Education Teachers: Its true; there are positions out there that will let you work without a masters, but the better positions command salaries of up to $75,000 annually, that with a masters. Check the listings from Walden, Capella and Grand Canyon Universities that will let you get your masters degree online while still working at your current job.
Education Administration: A masters in educational administration, management or even a Ph.D. in Administrator Leadership for Teaching and Learning is a terrific way to advance what you already love doing. Administrative positions can command up to $95,000 per year and you can study online. The programs weve looked at most closely are those from Capella, Walden, Keiser, and Strayer Universities. Each of them allows you to work toward your goals online while still maintaining your current career.
Primary or secondary school principals: Nearly all of the degrees above can qualify you to work as a school principal where youll be earning somewhere between $70,000 and $100,000 annually. A Masters in Educational Leadership could be exactly the right move if thats where your studies lead you.
Instructional and Curriculum Coordinators: Advancing education and lesson achievement has never been more important to todays schools and its all in the hands of the coordinators who lay out the vision. Coordinators can earn anywhere from $60,000 to $90,000 annually and there are a number of very good online only programs offered by Capella, Walden, Keiser, and Grand Canyon Universities
A Masters in Education can mean a $9,000 to $15,000 difference in your starting salary and many states require continuing education to qualify for salary increases. Of course, this can vary a lot from state to state. But educators with a masters degree also enjoy a considerably higher level of job security to go along with the higher salary. Studying online for your masters in education can make all the difference to your career and you can do it while youre still working and without giving up your current schedule.
Writing a science term paper is not a very difficult task if you have a clear perception and thorough knowledge regarding your particular subject. As the case is with all types of term papers, writing a science term paper requires that you strictly follow certain specific guidelines. Following are the specific guidelines regarding how to write a science term paper for students of all levels.
If you dont have a pre-assigned topic for your science term paper, you should select one that is interesting to you within your particular subject. After selecting a suitable topic for your science term paper, carry out detailed academic research on the topic question through all available sources of information such as textbooks, the college library and the internet. You are required to look at all relevant research material including books, educational publications, related websites to name some and pinpoint the data and information most germane to your science term paper topic. After highlighting the relevant research material, organise it and develop an outline for your science term paper. Your science term paper outline would include a cover page, an introduction, a main body and a conclusion besides a separate section for bibliography and references.
Once you have prepared the outline with regards to the data and information gathered from your research material, you need to start writing your science term paper. Give a short description of your topic question and state your thesis statement in the introduction section. Following the introduction, write the main body of your science term paper explaining your topic question in detail with facts and findings of your research along with your own opinion and the evidence supporting it. The conclusion of your science term paper contains a recap of the main points with your personal inference on the topic question. Cite all references properly in the bibliography and references section of your science term paper.
Last but not the least; remember to write your science term paper in an appealing style to maintain the interest of the readers from the beginning to the end.
Find more topic media term paper
Are you kind of person who likes to work with children? Are you loves to giving training and teaching to young people? Are you a good communicator especially with children? If you answered yes to the questions above, then online education degree will help you to gain the skills and enhanced you knowledge in education field. Hence, help you to advance your career working in education fields.
The booming education and health sector offers many jobs that involve working with children and youths. According to the U.S. Bureau of Labor, the education and health sector is going to grow by 30.6 percent between now and 2014-faster than any other industries. Seeing the encouraging growth in education section, earn an online education degree will bring you to a brighter future.
In order start or advance your career in education related fields, you need to look for a related online degrees; there are many prestigious online colleges and universities offer degree in education and teaching. Among the featured online universities which offer various online education degree programs include:
* Capella University Master of Science in Education focus on area in elementary classroom teaching, secondary classroom teaching, advanced instruction in mathematics, advanced instruction in science, teacher leadership, and virtual school teaching.
Master of Science in Education with concentration in Curriculum and Instruction is a specialized master degree offers to those licensed K12 teachers who looking to gain key competencies through theoretical study and collaboration with seasoned practitioners. You will acquire tools and techniques to help your district design instructional models and assessments that focus on increasing student achievement.
Master of Science in Education with concentration in Leadership in Educational Administration, offer to those K12 teachers who are looking for education career advancement in school administration.
* Walden University Online master education degrees offered by Walden University include area in education leadership, Grades K-6 Elementary Reading & Mathematics, Grades 6-8 and K-5 mathematics which provide you with the key skills and knowledge to success in educational field.
* University of Phoenix University of Phoenix’s education master degrees are mainly focus on education leadership and administration, education technology specialized in computer education.
If you are interested in early childhood education, then you should look for online education programs offer by Lehigh Valley College, Sullivan University, Rasmussen College, Hesser College. Since the introduction of concept “Education Start from Age 0”; the childhood education and child care management related careers are in a booming trend. Students who graduate with a childhood education degree usually go to work immediately after graduation due to high demand in this field.
If you are gaga for education, opportunities for meaningful and well-paid work abound. Some other career possibilities include: Child Psychiatrist, Children Youth and Family Counselor, Doula, Pediatric Rehabilitation Counselor, and Play Therapist.
In short, the statistics show that the education section is in the booming trend and educational experts are always in demand. Online education degrees will prepare you with the necessary skills and get you success in this highly demand job marketplace.
Reading offers several benefits. And gaining significant knowledge from the materials that we read is definitely one of its most common advantages. Depending on the materials on hand, we gain knowledge that we can use in our daily lives.
Despite of the advancement in technology, many people still hunt for good books and printed magazines to read. There are others who pick their reading materials based on interest while others are forced to read as required by their job. Individuals who are fashion-inclined usually go for beauty and fashion magazines. Reading such types of magazines simply enables them to be updated on the latest in the fashion world.
Nevertheless, some people who read fashion and beauty magazines are not all fashionistas and do not have jobs related to fashion. These individuals are just looking for products and tips that they can use and apply to improve their looks and personalities. They normally go to advice corners and read experts opinions on new beauty products that are out in the market. A huge percentage of them is also stuck on sections that features gossips, lifestyle and get ups of their favorite celebrities as well as on spaces that have stories and lessons that will help on boosting their morale and leveling up their self esteem and self-confidence.
While many people believed they beauty and fashion magazines are just for womens eye, more and more men are now also making their way to catch up with fashion by reading such materials. Most magazines also have corners for them – providing them with relationship and sexual tips as well as pieces of advice on looks improvement.
Other studies also shows that reading magazines about fashion and beauty is classified as one luxurious way in satisfying one persons crave of becoming a trendsetter. Most magazines with these topics are available for expensive subscriptions which claim that they offer more substantial information. Nevertheless, experts advice is to find a subscription that suits ones personality and budget. Doing some experimentation like buying few issues from magazine stands is one of the best things to do before getting a regular subscription.
Latest fashion is not for everybody. More often than not, it is worthier to show the uniqueness in ourselves and set our own trend. Such magazines are great guides and their content should not replace our whole being. Remember that how we look and treat ourselves is more important.
About the Author
Anna Mundo is a contributor of www.magazinesmags.com/blog/ and www.magazinesnation.com. These blogs has guides and interesting posts about buying magazines.
The bank a small business owner chooses to bank with is critical to the success of a business. Choose a bank that takes too many fees out, or one that doesnt offer the services a small business needs, and the success of the business is on the line. Conducting research before choosing which bank you use for your small business banking is critical. If you are in the beginning stages of your bank research, the following questions can help you determine if a bank is right for your small business.
The first question you should ask is what banking options the bank provides your small business. Every small business is different, and the banking options one business needs will vary from another. Determining what features are offered, and how they help your small business can help you determine if a certain bank is right for your small business banking needs. Some questions to consider asking include if a bank provides online access to bank accounts, the ability to choose remote checking, and the option to directly deposit checks and money remotely. Once you have determined what features and banking options are being offered to your small business, you can determine what bank offers you the most.
The second question you should ask is what, if any, potential is there for accessing small business loans. Some banks include in their small business banking features the ability to easily gain access to small business loans. If there is reason to believe that your small business may need to apply for a loan sometime in the future, then a bank that offers easy access to a small business loan might be beneficial. If a small business loan is not on the horizon, then the small business loan feature doesnt affect your decision on which bank to use.
The third question you should ask is what bank fees will your small business occur over time. Small businesses will sometimes incur thousands in bank fees over a period of time. Asking what bank fees are can help you assess whether a particular bank is right for your small business banking needs. Banks fees to consider include account holding fees, fees to access online accounts, transaction fees, debit card fees, and remote banking fees. Once you have determined what fees are being assessed by which bank, you can determine which bank is the best choice for your small business.
The Master’s Thesis in Computer Science is considered as practice for the PhD thesis. MSC research thesis is too hard to embark on without research. The vital requirement of a Master’s Thesis is that it factually reveals the mastery: that you have fully understood the state of the art in your MSC research thesis and that you are competent of working at that level. This is principally significant when the function to be achieved by the structure is too complex to be explained in code, or maybe the condition-action mappings are unidentified in Masters Thesis.
Writing a Master Thesis is an important task. Though in some ways, Master’s Thesis appears comparable to many other structures of academic writing like research paper, dissertation and essay.
The MSC thesis offers the challenge to demonstrate your ability to set up and to carry out a scientific research project in a self-responsible and independent manner. MSC research thesis includes:
* To provide a sufficient explanation and meaning of your research topic,
* To build a sound hypothetical structure for direction of the research,
* To collect data in a systematic and confirmable way,
* To analyze the data significantly and suitably,
* To present the results in an understandable manner,
* To draw sound conclusions based on a thorough discussion of the outcomes, and
* To show the prospective involvement of your research to the procedure of theoretical modernization of the topi
Emblematic questions that need to be answered during a Master Thesis:
* What problem are you solving?
* Why is this problem imperative?
* Who else is working on this dilemma, on allied research?
* What process have you used to solve this problem?
* Why did you select this process/technique? Is this method superior to other methods?
* What was the most complicated part of your work?
* What are the lingering troubles?
We know this all sounds understandable, but every year there are students who get so marsh down in methodological aspect that by the time they are prepared to defend, they cannot persuasively answer these questions. So, you are preparing to write ain a tentative area of Computer Science. Unless you have written many formal documents prior to, you are in for a revelation; it’s complicated.
Good writing is necessary in a MSC research thesis. However, good writing cannot recompense for a rareness of ideas or impressions. Quite the differing, a clear appearance always exposes flaws.
If you simply follow the implications outlined and discussed in this paper, you will be well on your way to fruitfully carrying out the Master Thesis requirements for achievement of a Master’s Degree in Computer Science at any Institute of Technology.
An auto broker may be a good source to find bankruptcy car loan lenders. A bankruptcy car loan may be obtained easier through a special finance department at the dealership. Car brokers often have a department with salespeople who specialize in helping those that have been through a bankruptcy.
Those that have recently filed bankruptcy and carry this mark on their credit report are considered high risk borrowers. Not all lenders will work with those who have been through a bankruptcy.
Lets further explore how a car broker may be able to find a lender who will loan you the money for a new vehicle.
If the auto broker has a department specific to special financial requests, they have built up relationships with different lenders that will work with those that have less than perfect credit. This provides an opportunity for the salesperson to find you the best possible terms on your special financing loan. And this can save you money.
As well as finding a bankruptcy car loan lender, the broker may find you the perfect used car for you. An auto broker uses many resources such as auto auctions and online resources as well as trade in vehicles to locate quality used cars.
A quality used car could be described as a one previous owner vehicle with between 25,000 and 35,000 miles on it. Typically these cars will only be one or two years old.
In fact, many times you can have the auto broker search for the specific make and model you are looking for, including the exact color you want. How cool is that? That is called customer service!
And with most auto brokers this is simply the beginning of the customer service they provide. This is because with must auto brokers the salesperson is interested in what you need and want rather than simply making the sale today. They work for you, plain and simple.
Because the representative is not interested in making a sale today they will pay attention to other important factors of true customer service. You most likely will feel welcome and compassion from the person you are working with. There is less of a chance that you will be stuck in an office and ignored as you may find with a traditional car dealership. Again, this is because the broker is working for you with your best interest at heart.
If you are in the market for bankruptcy car loan lenders an auto broker may be a very wise choice for you. If you find a quality auto broker dealership you will receive the service you deserve, the compassion you need to feel confident and a great vehicle at a fair price.